Home Loan Mortgage Broker - Redlands Mortgage Solutions | https://www.redlandsmortgagesolutions.com.au/ Home Loans | https://www.redlandsmortgagesolutions.com.au/
Home Loans

Home Loan Mortgage broker

With access to over 30 lenders, let's talk about what's right for you.

investor

Investors

The key words are Objectives and Strategy.

We have a lot of experience in assisting clients build property portfolios, and can assist in developing your strategy. We’ll work through where you are now and where you want to be.

Structuring your loans for tax effectiveness is important. We’ll talk you through it.

We’ve found that by spreading your lending between certain banks, your borrowing capacity increases. This allows you to reach your goals sooner. A key advantage is our access to many funders, and we know which ones are “friendlier” to investors.

If you already invest or are thinking of investing in property, please speak to a home loan mortgage broker who understands investment.

read more..>>
tree

First Home Buyers

This is most likely the biggest investment of your life, so sit down with us for some friendly professional advice.

Getting your loan right at the outset will save you a lot of money and repay your loan sooner.

Talk to us about your stamp duty concessions and about the government’s First Home Owner’s Grant.

And we have a few other tools to get you into your home sooner, like a Family Pledge Guarantee.

Whether you’re ready to buy a home now, or just want some advice, we’d be delighted to assist.

read more..>>
investor
investor

Next Home Buyers

If you want to move house there are basically three options available to you:

  • Sell your existing home and temporarily rent while you find your new home.
  • This is the simplest and least risky option, but has some obvious inconveniences.

    • Get a bridging loan.
    • This is the convenient option. But the bank will want you to sell your house within 6 to 12 months.

      • Convert your existing loan into an investment property.
      • If you are thinking of investing in property, this could be a good way to start.

          Click on the link below for some more details and call us for an appointment to discuss your options further.

Refinancing

Let’s talk about how much money you could save. We’ve assisted countless people save tens of thousands of dollars.

We’ll do the numbers for you and go over the upfront costs. We can assist with minimising these.

It’s also an opportunity to get your loan structure right. For example:

  • Consolidate other debts.
  • Allow for a significant purchase in the near future such as a car or holiday.
  • Allowing for future investments.
  • Having money available for unexpected expenses.
  • So call us for a chat and let's see what we can do for you.

    read more..>>
investor
investor

Business People or self employed

Having a great deal of experience in business and commercial banking, we have the skills to find the best home loan solution for you.

That’s because we understand financial statements and business structures, and know how best to put your application forward to a bank.

Furthermore, we know which funders are “friendlier” to the self employed when it comes to home loans.

Self employed doesn’t mean lo-doc. Talk to us about your options.

read more..>>

Construction Home Loans

If you are looking to build a new home, or do major renovations to your existing home, then you’ll probably need a construction home loan.

It’s simply a loan that can be drawn down in stages to pay firstly for the land/existing property, and then progressively as the builder reaches certain stages of construction.

There is more involved in the documentation and administration of these loans, and we’ll stay hands on right through to completion of your property.

Talk to us about your plans.

read more..>>
investor