How can we help you?
How can we help?
Congratulations on your decision to buy your first home. This will no doubt be the biggest financial decision of your life so far, so be sure to speak to us early for some friendly professional advice.
There are a few things in your favour when buying your first home.
Firstly, there are great subsidies on government stamp duty which significantly reduces the amount of money you need for your purchase.
Secondly, if you are buying a new home, the Queensland Government is paying up to $20,000 in cash towards your home. For a $400,000 property, that’s a 5% kick start in equity.
To see whether you qualify for the Queensland Government First Home Owners Grant, click this link to go to the Government’s site:
Qld First Home Owners Grant
Another tool we have available which may assist in getting you in your first home sooner is a Family Pledge Guarantee. It’s called different things by different banks, but essentially it allows a family member who has equity in a property to use that equity to help secure your loan. Don’t worry, we can talk you and your family member through it.
If you’re ready to buy now, or just want some advice on how to get there in the future, make an appointment for a friendly chat.