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Refinancing

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Refinancing

We have assisted countless people to save tens of thousands of dollars by refinancing to lower interest rates. As an example, by reducing the interest on a $400,000 loan by 0.5%, you would save more than $34,000 over the life of your loan and repay it 3 years sooner!

But refinancing is also an opportunity to make sure that you have the optimal loan structure for your particular objectives and goals. Some things to consider are:

  • Are there other debts to consolidate?
  • Are you intending to make a significant purchase in the near future such as a car or holiday?
  • Are you thinking about investing in the future?
  • Do you want to have money available for unexpected expenses?

Getting it right at the outset can save you money down the track. We take the time to understand your circumstances and objectives to make sure your loan structure gives you the best value now, and will also facilitate your objectives for the future.